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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,036 | $198,457+26.5% | $170,435+47.3% | $147,586+70.1% |
| Participation rate | 95.0% | 88.0%+7.0pp | 83.6%+11.4pp | 82.8%+12.2pp |
| Annual return | 12.92% | 257.30%-244.4pp | 205.94%-193.0pp | 578.59%-565.7pp |
| Employer contribution / active EE | $14,145 | $6,183+128.8% | $5,432+160.4% | $4,876+190.1% |
| Participant deferral / active EE | $10,627 | $5,629+88.8% | $4,939+115.1% | $5,439+95.4% |
| Admin fee / account holder | $8,984 | $16,852-46.7% | $13,881-35.3% | $10,886-17.5% |