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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,451 | $183,516+167.3% | $155,534+215.3% | $145,884+236.2% |
| Participation rate | 95.0% | 82.7%+12.3pp | 78.2%+16.8pp | 80.3%+14.7pp |
| Annual return | 16.95% | 61.43%-44.5pp | 64.92%-48.0pp | 551.85%-534.9pp |
| Employer contribution / active EE | $20,843 | $5,315+292.2% | $4,675+345.9% | $4,662+347.1% |
| Participant deferral / active EE | $11,462 | $6,467+77.2% | $5,630+103.6% | $6,690+71.3% |
| Admin fee / account holder | $24,500 | $19,293+27.0% | $15,900+54.1% | $13,392+82.9% |