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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,799 | $167,353+133.5% | $143,797+171.8% | $134,545+190.5% |
| Participation rate | 95.2% | 84.8%+10.4pp | 80.3%+14.9pp | 81.2%+14.0pp |
| Annual return | 3.44% | 0.48%+3.0pp | -0.04%+3.5pp | 418.37%-414.9pp |
| Employer contribution / active EE | $17,511 | $5,620+211.6% | $4,952+253.6% | $4,742+269.3% |
| Participant deferral / active EE | $12,848 | $6,447+99.3% | $5,638+127.9% | $6,401+100.7% |
| Admin fee / account holder | $2,504 | $18,096-86.2% | $14,679-82.9% | $11,431-78.1% |