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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,731 | $217,432+76.9% | $185,849+107.0% | $167,536+129.6% |
| Participation rate | 94.7% | 86.1%+8.7pp | 81.7%+13.0pp | 82.1%+12.6pp |
| Annual return | 43.07% | 148.42%-105.3pp | 122.10%-79.0pp | 478.82%-435.7pp |
| Employer contribution / active EE | $18,180 | $5,875+209.5% | $5,169+251.8% | $4,839+275.7% |
| Participant deferral / active EE | $13,022 | $6,357+104.8% | $5,569+133.8% | $6,342+105.3% |
| Admin fee / account holder | $620 | $19,818-96.9% | $16,244-96.2% | $12,315-95.0% |