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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,233 | $175,231+119.8% | $149,696+157.3% | $139,466+176.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | -6.67% | 166.77%-173.4pp | 134.46%-141.1pp | 373.66%-380.3pp |
| Employer contribution / active EE | $20,675 | $5,478+277.4% | $4,821+328.9% | $4,754+334.9% |
| Participant deferral / active EE | $13,355 | $6,521+104.8% | $5,682+135.0% | $6,712+99.0% |
| Admin fee / account holder | $531 | $16,155-96.7% | $13,212-96.0% | $11,409-95.3% |