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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,911 | $202,342+24.5% | $172,753+45.8% | $152,909+64.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 3.21% | 1029.88%-1026.7pp | 803.00%-799.8pp | 345.46%-342.3pp |
| Employer contribution / active EE | $16,427 | $5,857+180.4% | $5,144+219.3% | $4,764+244.8% |
| Participant deferral / active EE | $12,418 | $5,948+108.8% | $5,198+138.9% | $5,851+112.2% |
| Admin fee / account holder | $1,364 | $17,112-92.0% | $13,956-90.2% | $11,601-88.2% |