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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $513,719 | $185,312+177.2% | $161,489+218.1% | $154,746+232.0% |
| Participation rate | 95.0% | 82.5%+12.5pp | 78.7%+16.3pp | 80.7%+14.3pp |
| Annual return | 6.01% | 103.84%-97.8pp | 89.72%-83.7pp | 172.34%-166.3pp |
| Employer contribution / active EE | $20,525 | $4,769+330.4% | $4,268+380.9% | $4,379+368.7% |
| Participant deferral / active EE | $13,932 | $6,350+119.4% | $5,630+147.5% | $6,730+107.0% |
| Admin fee / account holder | $28,425 | $18,654+52.4% | $16,006+77.6% | $14,365+97.9% |