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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,725 | $68,073+61.2% | $76,080+44.2% | $85,847+27.8% |
| Participation rate | 100.0% | 72.5%+27.5pp | 79.4%+20.6pp | 69.3%+30.7pp |
| Annual return | 20.97% | 19.42%+1.5pp | 42.50%-21.5pp | 318.61%-297.6pp |
| Employer contribution / active EE | $3,917 | $3,209+22.1% | $3,962-1.1% | $2,565+52.7% |
| Participant deferral / active EE | $5,471 | $3,799+44.0% | $4,905+11.5% | $3,952+38.4% |
| Admin fee / account holder | $8,185 | $3,422+139.2% | $4,883+67.6% | $6,261+30.7% |