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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,325 | $53,128+81.3% | $86,582+11.3% | $70,126+37.4% |
| Participation rate | 100.0% | 65.3%+34.7pp | 73.5%+26.5pp | 69.5%+30.5pp |
| Annual return | 12.48% | 27.66%-15.2pp | 965.08%-952.6pp | 73.15%-60.7pp |
| Employer contribution / active EE | $3,959 | $2,068+91.4% | $2,839+39.4% | $2,343+69.0% |
| Participant deferral / active EE | $6,308 | $2,695+134.1% | $3,609+74.8% | $3,332+89.3% |
| Admin fee / account holder | $19,982 | $3,584+457.6% | $4,904+307.5% | $4,645+330.1% |