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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,252 | $57,969+48.8% | $76,327+13.0% | $80,925+6.6% |
| Participation rate | 96.2% | 73.7%+22.4pp | 79.2%+16.9pp | 67.7%+28.5pp |
| Annual return | 8.90% | 15.90%-7.0pp | 13.79%-4.9pp | 35.65%-26.7pp |
| Employer contribution / active EE | $4,823 | $3,570+35.1% | $4,584+5.2% | $2,756+75.0% |
| Participant deferral / active EE | $6,701 | $3,814+75.7% | $5,478+22.3% | $4,299+55.9% |
| Admin fee / account holder | $28,682 | $5,670+405.9% | $5,139+458.1% | $6,940+313.3% |