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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,474 | $48,078+98.6% | $78,676+21.4% | $62,881+51.8% |
| Participation rate | 100.0% | 65.2%+34.8pp | 73.6%+26.4pp | 69.3%+30.7pp |
| Annual return | 0.15% | 31.36%-31.2pp | 62.19%-62.0pp | 20.14%-20.0pp |
| Employer contribution / active EE | $3,695 | $2,015+83.4% | $2,850+29.7% | $2,281+62.0% |
| Participant deferral / active EE | $5,778 | $2,587+123.3% | $3,517+64.3% | $3,203+80.4% |
| Admin fee / account holder | $6,343 | $3,206+97.8% | $4,510+40.6% | $4,296+47.7% |