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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,858 | $59,440+59.6% | $70,160+35.2% | $75,173+26.2% |
| Participation rate | 100.0% | 71.6%+28.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 7.75% | 18.53%-10.8pp | 19.08%-11.3pp | 160.72%-153.0pp |
| Employer contribution / active EE | $4,576 | $3,307+38.4% | $4,285+6.8% | $2,671+71.3% |
| Participant deferral / active EE | $6,110 | $3,653+67.3% | $5,394+13.3% | $4,126+48.1% |
| Admin fee / account holder | $9,467 | $4,401+115.1% | $4,582+106.6% | $5,651+67.5% |