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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,228 | $45,698+93.1% | $61,048+44.5% | $72,976+20.9% |
| Participation rate | 100.0% | 74.3%+25.7pp | 79.3%+20.7pp | 69.5%+30.5pp |
| Annual return | 5.34% | 20.14%-14.8pp | 26.18%-20.8pp | 81.02%-75.7pp |
| Employer contribution / active EE | $4,394 | $2,803+56.7% | $3,716+18.2% | $2,440+80.1% |
| Participant deferral / active EE | $6,581 | $3,264+101.6% | $4,470+47.2% | $3,608+82.4% |
| Admin fee / account holder | $13,734 | $3,347+310.3% | $3,728+268.4% | $5,124+168.0% |