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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,368 | $168,635+115.5% | $147,617+146.2% | $125,389+189.8% |
| Participation rate | 80.0% | 88.8%-8.8pp | 84.6%-4.6pp | 83.2%-3.2pp |
| Annual return | -6.31% | 77.65%-84.0pp | 61.98%-68.3pp | 282.24%-288.6pp |
| Employer contribution / active EE | $14,278 | $6,252+128.4% | $5,564+156.6% | $4,866+193.4% |
| Participant deferral / active EE | $15,135 | $5,507+174.8% | $4,895+209.2% | $5,352+182.8% |
| Admin fee / account holder | $2,304 | $13,580-83.0% | $11,612-80.2% | $9,541-75.9% |