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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,707 | $180,455-3.7% | $154,111+12.7% | $135,377+28.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -1.68% | 888.14%-889.8pp | 735.15%-736.8pp | 519.75%-521.4pp |
| Employer contribution / active EE | $0 | $6,035-100.0% | $5,298-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $21,886 | $5,806+276.9% | $5,081+330.8% | $5,609+290.2% |
| Admin fee / account holder | $267,481 | $16,144+1556.9% | $13,411+1894.4% | $10,828+2370.2% |