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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $496,149 | $183,516+170.4% | $155,534+219.0% | $145,884+240.1% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 20.93% | 61.43%-40.5pp | 64.92%-44.0pp | 551.85%-530.9pp |
| Employer contribution / active EE | $0 | $5,315-100.0% | $4,675-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $20,046 | $6,467+210.0% | $5,630+256.0% | $6,690+199.7% |
| Admin fee / account holder | $58,323 | $19,293+202.3% | $15,900+266.8% | $13,392+335.5% |