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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,203 | $181,896+133.8% | $156,551+171.6% | $273,972+55.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 12.94% | 30.74%-17.8pp | 32.23%-19.3pp | 41.46%-28.5pp |
| Employer contribution / active EE | $7,989 | $6,248+27.9% | $5,501+45.2% | $4,869+64.1% |
| Participant deferral / active EE | $20,022 | $5,550+260.8% | $4,871+311.0% | $5,287+278.7% |
| Admin fee / account holder | $7,677 | $15,560-50.7% | $13,028-41.1% | $10,133-24.2% |