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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,195 | $198,470+62.3% | $170,444+89.0% | $147,585+118.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 15.61% | 257.30%-241.7pp | 205.94%-190.3pp | 578.56%-562.9pp |
| Employer contribution / active EE | $6,835 | $6,184+10.5% | $5,433+25.8% | $4,876+40.2% |
| Participant deferral / active EE | $17,580 | $5,629+212.3% | $4,939+255.9% | $5,439+223.3% |
| Admin fee / account holder | $775 | $16,852-95.4% | $13,881-94.4% | $10,885-92.9% |