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Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,801 | $175,212+95.1% | $149,682+128.4% | $139,427+145.1% |
| Participation rate | 88.9% | 83.4%+5.5pp | 78.8%+10.1pp | 80.3%+8.6pp |
| Annual return | 22.78% | 166.63%-143.9pp | 134.35%-111.6pp | 373.27%-350.5pp |
| Employer contribution / active EE | $0 | $5,475-100.0% | $4,818-100.0% | $4,752-100.0% |
| Participant deferral / active EE | $21,333 | $6,520+227.2% | $5,681+275.5% | $6,711+217.9% |
| Admin fee / account holder | $41 | $16,150-99.7% | $13,210-99.7% | $11,404-99.6% |