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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,578 | $129,476-64.8% | $93,515-51.3% | $158,982-71.3% |
| Participation rate | 60.0% | 71.0%-11.0pp | 66.8%-6.8pp | 82.0%-22.0pp |
| Annual return | 22.42% | 118.56%-96.1pp | 78.21%-55.8pp | 302.99%-280.6pp |
| Employer contribution / active EE | $1,669 | $2,717-38.6% | $2,077-19.6% | $4,763-65.0% |
| Participant deferral / active EE | $2,397 | $3,916-38.8% | $3,129-23.4% | $5,983-59.9% |
| Admin fee / account holder | $170 | $7,396-97.7% | $5,235-96.8% | $11,252-98.5% |