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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,565 | $117,777-54.5% | $71,778-25.4% | $134,545-60.2% |
| Participation rate | 66.7% | 68.9%-2.2pp | 62.3%+4.3pp | 81.2%-14.6pp |
| Annual return | -20.95% | 25.46%-46.4pp | 9.15%-30.1pp | 418.37%-439.3pp |
| Employer contribution / active EE | $1,854 | $2,525-26.6% | $1,704+8.8% | $4,742-60.9% |
| Participant deferral / active EE | $6,861 | $3,756+82.7% | $2,656+158.3% | $6,401+7.2% |
| Admin fee / account holder | $250 | $6,379-96.1% | $3,974-93.7% | $11,431-97.8% |