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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,476 | $116,434-45.5% | $65,583-3.2% | $139,487-54.5% |
| Participation rate | 83.3% | 67.9%+15.5pp | 65.0%+18.4pp | 80.3%+3.0pp |
| Annual return | 22.57% | 31.34%-8.8pp | 47.46%-24.9pp | 373.84%-351.3pp |
| Employer contribution / active EE | $2,383 | $2,602-8.4% | $1,692+40.8% | $4,755-49.9% |
| Participant deferral / active EE | $6,745 | $4,245+58.9% | $2,833+138.1% | $6,713+0.5% |
| Admin fee / account holder | $302 | $6,696-95.5% | $4,112-92.6% | $11,407-97.4% |