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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,947 | $101,283-70.4% | $75,826-60.5% | $135,380-77.9% |
| Participation rate | 40.0% | 72.7%-32.7pp | 68.2%-28.2pp | 82.6%-42.6pp |
| Annual return | -11.33% | 3384.62%-3395.9pp | 1914.15%-1925.5pp | 519.81%-531.1pp |
| Employer contribution / active EE | $1,456 | $2,382-38.9% | $1,913-23.9% | $4,779-69.5% |
| Participant deferral / active EE | $2,184 | $3,469-37.0% | $2,862-23.7% | $5,609-61.1% |
| Admin fee / account holder | $138 | $6,539-97.9% | $4,726-97.1% | $10,828-98.7% |