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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,510 | $102,547-77.1% | $78,210-69.9% | $147,586-84.1% |
| Participation rate | 66.7% | 74.4%-7.7pp | 68.7%-2.1pp | 82.8%-16.2pp |
| Annual return | 49.33% | 51.08%-1.7pp | 40.90%+8.4pp | 578.59%-529.3pp |
| Employer contribution / active EE | $1,312 | $2,617-49.9% | $2,034-35.5% | $4,876-73.1% |
| Participant deferral / active EE | $1,968 | $3,481-43.5% | $2,823-30.3% | $5,439-63.8% |
| Admin fee / account holder | $27 | $5,059-99.5% | $3,758-99.3% | $10,886-99.8% |