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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,295 | $136,433-49.9% | $98,864-30.9% | $167,553-59.2% |
| Participation rate | 50.0% | 70.3%-20.3pp | 65.7%-15.7pp | 82.1%-32.1pp |
| Annual return | 17.83% | 67.76%-49.9pp | 50.03%-32.2pp | 478.89%-461.1pp |
| Employer contribution / active EE | $1,609 | $2,636-39.0% | $2,070-22.3% | $4,840-66.8% |
| Participant deferral / active EE | $5,688 | $3,721+52.8% | $3,037+87.3% | $6,343-10.3% |
| Admin fee / account holder | $267 | $5,039-94.7% | $4,080-93.4% | $12,316-97.8% |