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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,988 | $118,680-57.9% | $98,910-49.5% | $158,931-68.5% |
| Participation rate | 91.7% | 77.8%+13.8pp | 76.0%+15.6pp | 82.0%+9.7pp |
| Annual return | 3.34% | 372.35%-369.0pp | 196.44%-193.1pp | 302.86%-299.5pp |
| Employer contribution / active EE | $2,396 | $3,333-28.1% | $2,689-10.9% | $4,761-49.7% |
| Participant deferral / active EE | $4,189 | $5,088-17.7% | $4,244-1.3% | $5,982-30.0% |
| Admin fee / account holder | $19,707 | $10,131+94.5% | $6,642+196.7% | $11,247+75.2% |