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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,988 | $118,708-57.9% | $98,920-49.5% | $158,982-68.6% |
| Participation rate | 91.7% | 77.8%+13.8pp | 76.0%+15.6pp | 82.0%+9.7pp |
| Annual return | 3.34% | 372.49%-369.2pp | 196.47%-193.1pp | 302.99%-299.7pp |
| Employer contribution / active EE | $2,396 | $3,334-28.1% | $2,689-10.9% | $4,763-49.7% |
| Participant deferral / active EE | $4,189 | $5,089-17.7% | $4,245-1.3% | $5,983-30.0% |
| Admin fee / account holder | $19,707 | $10,134+94.5% | $6,643+196.7% | $11,252+75.1% |