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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,852 | $127,790-54.7% | $106,554-45.7% | $167,553-65.5% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 11.34% | 33.88%-22.5pp | 26.80%-15.5pp | 478.89%-467.6pp |
| Employer contribution / active EE | $2,581 | $3,427-24.7% | $2,819-8.5% | $4,840-46.7% |
| Participant deferral / active EE | $4,621 | $5,088-9.2% | $4,398+5.1% | $6,343-27.1% |
| Admin fee / account holder | $516 | $11,231-95.4% | $7,408-93.0% | $12,316-95.8% |