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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,802 | $99,079-56.8% | $78,002-45.1% | $273,972-84.4% |
| Participation rate | 91.7% | 78.6%+13.1pp | 75.5%+16.1pp | 83.0%+8.7pp |
| Annual return | 4.14% | 217.93%-213.8pp | 425.99%-421.8pp | 41.46%-37.3pp |
| Employer contribution / active EE | $2,543 | $3,308-23.1% | $2,470+2.9% | $4,869-47.8% |
| Participant deferral / active EE | $3,104 | $4,306-27.9% | $3,497-11.2% | $5,287-41.3% |
| Admin fee / account holder | $361 | $8,954-96.0% | $5,481-93.4% | $10,133-96.4% |