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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,397 | $142,354-35.8% | $125,529-27.2% | $155,188-41.1% |
| Participation rate | 75.0% | 78.1%-3.1pp | 74.7%+0.3pp | 80.8%-5.8pp |
| Annual return | 13.32% | 306.06%-292.7pp | 202.56%-189.2pp | 148.84%-135.5pp |
| Employer contribution / active EE | $2,834 | $3,501-19.1% | $3,058-7.3% | $4,248-33.3% |
| Participant deferral / active EE | $3,996 | $5,491-27.2% | $4,813-17.0% | $6,531-38.8% |
| Admin fee / account holder | $844 | $19,392-95.6% | $16,298-94.8% | $14,480-94.2% |