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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,109 | $125,184-40.0% | $105,607-28.9% | $145,884-48.5% |
| Participation rate | 81.8% | 77.6%+4.2pp | 75.3%+6.5pp | 80.3%+1.5pp |
| Annual return | 22.52% | 225.00%-202.5pp | 116.11%-93.6pp | 551.85%-529.3pp |
| Employer contribution / active EE | $3,388 | $3,720-8.9% | $3,167+7.0% | $4,662-27.3% |
| Participant deferral / active EE | $4,951 | $5,714-13.4% | $5,011-1.2% | $6,690-26.0% |
| Admin fee / account holder | $642 | $17,133-96.3% | $10,958-94.1% | $13,392-95.2% |