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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,032 | $104,251-50.1% | $91,004-42.8% | $147,586-64.7% |
| Participation rate | 90.9% | 78.2%+12.7pp | 75.6%+15.3pp | 82.8%+8.1pp |
| Annual return | 11.25% | 27.06%-15.8pp | 4.60%+6.6pp | 578.59%-567.3pp |
| Employer contribution / active EE | $2,701 | $3,116-13.3% | $2,456+10.0% | $4,876-44.6% |
| Participant deferral / active EE | $3,720 | $4,195-11.3% | $3,548+4.8% | $5,439-31.6% |
| Admin fee / account holder | $11,188 | $8,948+25.0% | $5,417+106.5% | $10,886+2.8% |