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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,981 | $60,349-10.6% | $74,184-27.2% | $62,881-14.2% |
| Participation rate | 77.8% | 72.7%+5.0pp | 76.6%+1.2pp | 69.3%+8.5pp |
| Annual return | -1.55% | 21.38%-22.9pp | 17.74%-19.3pp | 20.14%-21.7pp |
| Employer contribution / active EE | $1,097 | $1,680-34.7% | $2,370-53.7% | $2,281-51.9% |
| Participant deferral / active EE | $2,731 | $2,856-4.4% | $3,550-23.1% | $3,203-14.7% |
| Admin fee / account holder | $3,363 | $4,261-21.1% | $5,586-39.8% | $4,296-21.7% |