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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,222 | $80,984+16.3% | $96,569-2.4% | $75,173+25.3% |
| Participation rate | 71.1% | 71.8%-0.7pp | 76.0%-4.9pp | 67.2%+3.9pp |
| Annual return | -1.30% | 27.05%-28.4pp | 25.87%-27.2pp | 160.65%-162.0pp |
| Employer contribution / active EE | $1,206 | $2,282-47.2% | $2,965-59.3% | $2,670-54.8% |
| Participant deferral / active EE | $3,898 | $3,929-0.8% | $4,851-19.6% | $4,126-5.5% |
| Admin fee / account holder | $10,596 | $6,720+57.7% | $8,251+28.4% | $5,651+87.5% |