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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,766 | $72,486-3.8% | $87,103-19.9% | $72,976-4.4% |
| Participation rate | 80.4% | 72.8%+7.6pp | 76.9%+3.6pp | 69.5%+10.9pp |
| Annual return | 2.04% | 24.46%-22.4pp | 28.19%-26.2pp | 81.02%-79.0pp |
| Employer contribution / active EE | $1,137 | $1,894-40.0% | $2,521-54.9% | $2,440-53.4% |
| Participant deferral / active EE | $3,136 | $3,270-4.1% | $4,049-22.5% | $3,608-13.1% |
| Admin fee / account holder | $7,906 | $5,055+56.4% | $7,491+5.5% | $5,124+54.3% |