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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,059 | $86,940+18.5% | $102,434+0.6% | $80,935+27.3% |
| Participation rate | 90.0% | 72.4%+17.6pp | 76.5%+13.5pp | 67.7%+22.3pp |
| Annual return | 14.47% | 18.89%-4.4pp | 29.46%-15.0pp | 35.66%-21.2pp |
| Employer contribution / active EE | $1,822 | $2,370-23.1% | $3,023-39.7% | $2,757-33.9% |
| Participant deferral / active EE | $5,087 | $4,121+23.4% | $5,055+0.6% | $4,299+18.3% |
| Admin fee / account holder | $5,051 | $8,047-37.2% | $9,462-46.6% | $6,924-27.1% |