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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,805 | $100,194+11.6% | $122,979-9.1% | $86,983+28.5% |
| Participation rate | 96.4% | 73.0%+23.5pp | 77.2%+19.2pp | 69.5%+26.9pp |
| Annual return | 7.83% | 16.47%-8.6pp | 20.12%-12.3pp | 25.83%-18.0pp |
| Employer contribution / active EE | $1,688 | $2,326-27.4% | $3,062-44.9% | $2,584-34.7% |
| Participant deferral / active EE | $5,053 | $4,133+22.2% | $5,003+1.0% | $4,194+20.5% |
| Admin fee / account holder | $24,645 | $10,148+142.9% | $12,864+91.6% | $7,856+213.7% |