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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,160 | $67,602-5.1% | $82,312-22.1% | $70,126-8.5% |
| Participation rate | 75.6% | 72.8%+2.8pp | 76.9%-1.3pp | 69.5%+6.0pp |
| Annual return | 10.79% | 21.57%-10.8pp | 25.88%-15.1pp | 73.15%-62.4pp |
| Employer contribution / active EE | $1,028 | $1,755-41.4% | $2,428-57.7% | $2,343-56.1% |
| Participant deferral / active EE | $2,902 | $2,987-2.9% | $3,706-21.7% | $3,332-12.9% |
| Admin fee / account holder | $4,771 | $4,512+5.7% | $5,608-14.9% | $4,645+2.7% |