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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,111 | $217,427+40.8% | $185,837+64.7% | $167,518+82.7% |
| Participation rate | 82.4% | 86.0%-3.7pp | 81.7%+0.6pp | 82.1%+0.2pp |
| Annual return | 14.35% | 148.39%-134.0pp | 122.08%-107.7pp | 478.71%-464.4pp |
| Employer contribution / active EE | $2,613 | $5,874-55.5% | $5,168-49.4% | $4,838-46.0% |
| Participant deferral / active EE | $8,833 | $6,357+38.9% | $5,568+58.6% | $6,342+39.3% |
| Admin fee / account holder | $10,865 | $19,816-45.2% | $16,241-33.1% | $12,312-11.8% |