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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,973 | $198,457+13.4% | $170,435+32.0% | $147,586+52.4% |
| Participation rate | 92.3% | 88.0%+4.3pp | 83.6%+8.7pp | 82.8%+9.5pp |
| Annual return | 17.97% | 257.30%-239.3pp | 205.94%-188.0pp | 578.59%-560.6pp |
| Employer contribution / active EE | $2,834 | $6,183-54.2% | $5,432-47.8% | $4,876-41.9% |
| Participant deferral / active EE | $9,290 | $5,629+65.0% | $4,939+88.1% | $5,439+70.8% |
| Admin fee / account holder | $319 | $16,852-98.1% | $13,881-97.7% | $10,886-97.1% |