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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,816 | $183,627+65.5% | $155,602+95.3% | $145,978+108.1% |
| Participation rate | 89.5% | 82.7%+6.8pp | 78.2%+11.3pp | 80.3%+9.2pp |
| Annual return | 11.32% | 61.32%-50.0pp | 64.81%-53.5pp | 550.52%-539.2pp |
| Employer contribution / active EE | $3,535 | $5,316-33.5% | $4,675-24.4% | $4,662-24.2% |
| Participant deferral / active EE | $10,362 | $6,466+60.3% | $5,629+84.1% | $6,690+54.9% |
| Admin fee / account holder | $11,106 | $19,327-42.5% | $15,923-30.3% | $13,400-17.1% |