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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,318 | $202,342+26.7% | $172,753+48.4% | $152,909+67.6% |
| Participation rate | 92.9% | 87.1%+5.8pp | 82.6%+10.2pp | 82.5%+10.4pp |
| Annual return | 21.00% | 1029.88%-1008.9pp | 803.00%-782.0pp | 345.46%-324.5pp |
| Employer contribution / active EE | $2,786 | $5,857-52.4% | $5,144-45.8% | $4,764-41.5% |
| Participant deferral / active EE | $10,554 | $5,948+77.4% | $5,198+103.1% | $5,851+80.4% |
| Admin fee / account holder | $1,827 | $17,112-89.3% | $13,956-86.9% | $11,601-84.3% |