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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,105 | $175,231+72.4% | $149,696+101.8% | $139,466+116.6% |
| Participation rate | 84.2% | 83.4%+0.8pp | 78.8%+5.4pp | 80.3%+3.9pp |
| Annual return | 16.57% | 166.77%-150.2pp | 134.46%-117.9pp | 373.66%-357.1pp |
| Employer contribution / active EE | $3,500 | $5,478-36.1% | $4,821-27.4% | $4,754-26.4% |
| Participant deferral / active EE | $10,471 | $6,521+60.6% | $5,682+84.3% | $6,712+56.0% |
| Admin fee / account holder | $1,257 | $16,155-92.2% | $13,212-90.5% | $11,409-89.0% |