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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,105 | $175,257+72.4% | $149,717+101.8% | $139,456+116.6% |
| Participation rate | 84.2% | 83.4%+0.8pp | 78.8%+5.4pp | 80.3%+3.9pp |
| Annual return | 16.57% | 166.70%-150.1pp | 134.41%-117.8pp | 373.45%-356.9pp |
| Employer contribution / active EE | $3,500 | $5,477-36.1% | $4,820-27.4% | $4,753-26.4% |
| Participant deferral / active EE | $10,471 | $6,521+60.6% | $5,682+84.3% | $6,711+56.0% |
| Admin fee / account holder | $1,257 | $16,156-92.2% | $13,213-90.5% | $11,407-89.0% |