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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,681 | $209,422+26.4% | $178,503+48.3% | $158,982+66.5% |
| Participation rate | 88.2% | 86.4%+1.9pp | 81.9%+6.3pp | 82.0%+6.3pp |
| Annual return | 16.42% | 188.81%-172.4pp | 151.12%-134.7pp | 302.99%-286.6pp |
| Employer contribution / active EE | $2,249 | $5,707-60.6% | $5,011-55.1% | $4,763-52.8% |
| Participant deferral / active EE | $8,016 | $5,955+34.6% | $5,202+54.1% | $5,983+34.0% |
| Admin fee / account holder | $6,602 | $17,079-61.3% | $13,987-52.8% | $11,252-41.3% |