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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,001 | $58,828-37.1% | $78,002-52.6% | $62,881-41.2% |
| Participation rate | 71.4% | 71.1%+0.4pp | 75.5%-4.1pp | 69.3%+2.1pp |
| Annual return | 6.16% | 17.16%-11.0pp | 425.99%-419.8pp | 20.14%-14.0pp |
| Employer contribution / active EE | $1,128 | $1,672-32.5% | $2,470-54.3% | $2,281-50.6% |
| Participant deferral / active EE | $1,913 | $2,686-28.8% | $3,497-45.3% | $3,203-40.3% |
| Admin fee / account holder | $3,636 | $4,393-17.2% | $5,481-33.7% | $4,296-15.4% |