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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,631 | $127,790-32.2% | $106,555-18.7% | $167,536-48.3% |
| Participation rate | 88.9% | 78.3%+10.6pp | 76.1%+12.8pp | 82.1%+6.8pp |
| Annual return | 11.03% | 33.88%-22.8pp | 26.80%-15.8pp | 478.82%-467.8pp |
| Employer contribution / active EE | $600 | $3,428-82.5% | $2,819-78.7% | $4,839-87.6% |
| Participant deferral / active EE | $3,208 | $5,088-36.9% | $4,399-27.1% | $6,342-49.4% |
| Admin fee / account holder | $2,513 | $11,229-77.6% | $7,408-66.1% | $12,315-79.6% |