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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,167 | $54,380-22.5% | $68,509-38.5% | $59,633-29.3% |
| Participation rate | 55.2% | 70.2%-15.0pp | 74.7%-19.6pp | 68.7%-13.5pp |
| Annual return | -1.96% | 2.83%-4.8pp | 8.27%-10.2pp | 2041.45%-2043.4pp |
| Employer contribution / active EE | $335 | $1,539-78.3% | $2,278-85.3% | $2,203-84.8% |
| Participant deferral / active EE | $1,595 | $2,643-39.7% | $3,382-52.9% | $3,192-50.0% |
| Admin fee / account holder | $2,024 | $3,885-47.9% | $5,275-61.6% | $4,297-52.9% |