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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,445 | $118,488-33.0% | $98,462-19.3% | $139,487-43.0% |
| Participation rate | 83.3% | 77.5%+5.9pp | 75.2%+8.2pp | 80.3%+3.0pp |
| Annual return | 13.00% | 18.96%-6.0pp | 21.17%-8.2pp | 373.84%-360.8pp |
| Employer contribution / active EE | $1,832 | $3,611-49.3% | $3,049-39.9% | $4,755-61.5% |
| Participant deferral / active EE | $2,989 | $5,393-44.6% | $4,738-36.9% | $6,713-55.5% |
| Admin fee / account holder | $7,070 | $13,868-49.0% | $8,875-20.3% | $11,407-38.0% |