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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,481 | $116,203-50.5% | $93,621-38.6% | $152,909-62.4% |
| Participation rate | 91.3% | 78.1%+13.3pp | 75.8%+15.5pp | 82.5%+8.8pp |
| Annual return | 25.02% | 35.96%-10.9pp | 32.76%-7.7pp | 345.46%-320.4pp |
| Employer contribution / active EE | $1,465 | $3,219-54.5% | $2,719-46.1% | $4,764-69.2% |
| Participant deferral / active EE | $2,963 | $4,605-35.6% | $4,070-27.2% | $5,851-49.4% |
| Admin fee / account holder | $2,424 | $10,751-77.5% | $7,890-69.3% | $11,601-79.1% |