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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,434 | $125,184-39.7% | $105,607-28.6% | $145,884-48.3% |
| Participation rate | 88.9% | 77.6%+11.2pp | 75.3%+13.6pp | 80.3%+8.6pp |
| Annual return | 8.49% | 225.00%-216.5pp | 116.11%-107.6pp | 551.85%-543.4pp |
| Employer contribution / active EE | $1,824 | $3,720-51.0% | $3,167-42.4% | $4,662-60.9% |
| Participant deferral / active EE | $2,942 | $5,714-48.5% | $5,011-41.3% | $6,690-56.0% |
| Admin fee / account holder | $6,437 | $17,133-62.4% | $10,958-41.3% | $13,392-51.9% |