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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,379 | $61,755-70.2% | $97,161-81.1% | $80,911-77.3% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.7%+27.3pp | 67.6%+32.4pp |
| Annual return | 29.00% | -557.90%+586.9pp | 75.36%-46.4pp | 35.63%-6.6pp |
| Employer contribution / active EE | $3,826 | $1,835+108.5% | $2,723+40.5% | $2,756+38.8% |
| Participant deferral / active EE | $1,563 | $3,026-48.4% | $4,265-63.4% | $4,297-63.6% |
| Admin fee / account holder | $1,203 | $5,166-76.7% | $5,647-78.7% | $6,935-82.6% |